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Blue Cross Blue Shield of Minnesota
Blue Cross Blue Shield of Minnesota has taken good care of Minnesotans since it was chartered in 1933. Offering truly statewide health coverage across all areas of Minnesota—members enjoy access to 96 percent of providers in the state—Blue Cross Blue Shield is the plan of choice for 2.6 million residents. As the state’s largest health plan provider, it offers members the full benefits of stability, experience, responsiveness and effectiveness. Blue Cross Blue Shield knows the values of preventative care, and places an emphasis on it. Because support programs have proven bearing on chronic conditions and disease, it provides hotlines and educational services to help those diagnosed. Because it cares, Blue Cross Blue Shield is committed to keeping rates affordable for members and a positive involvement in local communities at large. Knowing that its members’ needs are diverse, Blue Cross Blue Shield of Minnesota has developed the following array of plans:

• Options Blue, a consumer-directed high-deductible health plan that works in conjunction with a health savings account (HSA) to help members fund medical expenses. Members enjoy greater freedom as well as enhanced awareness and control over their health care costs.
• Aware Care, a plan that gives members traditional coverage that includes a choice from among 10 deductible options, 80 to 100 percent office visit coverage, and prescription drug benefits.
• Insta-Care, a short-term plan designed to protect individuals and families temporarily without health care coverage. Members can elect coverage in 30 day intervals, for up to 3 months.
• Medicare plans include those contracted by the Center for Medicare and Medicaid Services as well as those that provide supplemental benefits for Medicare beneficiaries. Plans vary in scope, including complete plans and those offering basic coverage, drug-only benefits, low-cost coverage options, and combined medical, hospital, and drug plans.
• LTC Blue, a long-term coverage plan that offers members help performing daily living activities, from bathing to dressing to eating. Members gain access to nursing facilities, in-home care, assisted living, alternative care, and more.

Choosing the right health plan is a difficult but vital decision to make. According to the US Census Bureau, there are over 45 million Americans without coverage. So, if you are one of the many looking to insure yourself or your family, a comparison health insurance quote is an excellent place to start. You want to be able to choose among levels of coverage, cost of deductibles and co-pays and monthly price. Lastly, look for a service that offers live phone support with knowledgeable staff who can answer questions about plan and provider differences.